Effective Date: 08/09/2025
Welcome to Finivo AI (“Company,” “we,” “our,” “us”). By accessing or using our website, services, or products, you agree to these Terms of Service (“Terms”). Please read them carefully. If you do not agree, you may not use our services.
You must be at least 18 years old to use Finivo AI. By using our services, you confirm that you meet this requirement and have the legal capacity to enter into these Terms.
Finivo AI offers AI-powered financial nudging, spending insights, and related tools designed to help users manage impulsive spending and improve financial decision-making. We do not provide financial, legal, or investment advice. Any decisions you make based on our service are solely your responsibility.
You agree to use our services lawfully and not for any fraudulent or harmful purposes.
You are responsible for maintaining the confidentiality of your login credentials.
You agree not to misuse, copy, or resell any part of our platform or services without written permission.
By creating an account, you agree to provide accurate and complete information. We process your data according to our Privacy Policy, which forms part of these Terms.
Some features may require paid subscriptions.
All payments are processed securely through third-party providers.
Subscriptions renew automatically unless canceled before the billing date.
All content, branding, and technology provided through Finivo AI are the exclusive property of the Company. You may not copy, reproduce, or distribute any materials without prior written consent.
Finivo AI is an assistive technology, not a financial advisor.
We make no guarantees that using our services will prevent financial losses or ensure financial success.
Services are provided “as is” and “as available.”
To the fullest extent permitted by law, Finivo AI and its affiliates shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.
We reserve the right to suspend or terminate accounts that violate these Terms or are found to misuse the platform.
These Terms are governed by and construed under the laws of [Insert Your Country/Region]. Any disputes will be resolved exclusively in the courts of [Insert Location].
We may update these Terms periodically. Continued use of our services after changes are posted constitutes your acceptance of the revised Terms.
If you have questions regarding these Terms, please contact us at:
Email: finivoai@gmail.com