Information We Collect:
At Finivo, transparency is the foundation of trust. We only collect the information necessary to deliver personalised financial insights, AI-powered nudges, and secure account management. We do not sell your data to third parties.
1. Contact Information
Name, email address, and basic account details provided during sign-up.
This allows us to create your profile, communicate updates, and provide support.
2. Transaction & Financial Data
Transaction history and account information when you connect your bank through our secure integration (Plaid).
This data is used exclusively to identify spending patterns, generate reports, and deliver personalized nudges.
3. Interaction Data
How you engage with Finivo’s platform, including responses to nudges, app usage frequency, and report preferences.
This helps us tailor the experience to your unique financial habits.
4. Technical Information
Device type, browser, and log data are collected automatically to maintain platform performance and security.
To provide AI-powered nudges and reports that guide smarter spending.
To generate insights for budgeting, regret detection, and goal setting.
To improve our services, ensuring Finivo remains accurate, secure, and user-friendly.
You remain in control of your data at all times. You can update or request deletion of your data through the app or by contacting us at finivoai@gmail.com
Data Protection:
At Finivo, safeguarding your financial data is our highest priority. We understand the sensitivity of the information you share with us, and we’ve built our systems with industry-leading security standards to ensure your data remains private, protected, and in your control.
1. Encryption at Every Step
All data transmitted between your device and Finivo is protected using bank-level encryption protocols (TLS/SSL).
Sensitive financial information is encrypted both in transit and at rest.
2. Strict Access Controls
Only authorized systems and personnel can access data, and access is restricted to what is necessary for delivering our services.
We employ multi-layered authentication and monitoring to prevent unauthorized access.
3. Secure Integrations
Bank and transaction data is connected exclusively through Plaid, a trusted and regulated financial data provider.
Finivo never stores your bank login credentials.
4. Continuous Monitoring
Our systems are monitored 24/7 for suspicious activity.
Regular security audits and updates ensure ongoing protection against emerging threats.
We never sell, trade, or share your data with third parties for marketing purposes.
You decide how your information is used, and you can request deletion of your data at any time.
Data security isn’t an afterthought at Finivo, it’s the foundation of everything we do. By combining advanced encryption, strict access policies, and trusted third-party integrations, we provide you with a financial AI that is both powerful and secure.
Data Protection:
At Finivo, safeguarding your financial data is our highest priority. We understand the sensitivity of the information you share with us, and we’ve built our systems with industry-leading security standards to ensure your data remains private, protected, and in your control.
1. Encryption at Every Step
All data transmitted between your device and Finivo is protected using bank-level encryption protocols (TLS/SSL).
Sensitive financial information is encrypted both in transit and at rest.
2. Strict Access Controls
Only authorized systems and personnel can access data, and access is restricted to what is necessary for delivering our services.
We employ multi-layered authentication and monitoring to prevent unauthorized access.
3. Secure Integrations
Bank and transaction data is connected exclusively through Plaid, a trusted and regulated financial data provider.
Finivo never stores your bank login credentials.
4. Continuous Monitoring
Our systems are monitored 24/7 for suspicious activity.
Regular security audits and updates ensure ongoing protection against emerging threats.
We never sell, trade, or share your data with third parties for marketing purposes.
You decide how your information is used, and you can request deletion of your data at any time.
Data security isn’t an afterthought at Finivo, it’s the foundation of everything we do. By combining advanced encryption, strict access policies, and trusted third-party integrations, we provide you with a financial AI that is both powerful and secure.
Your Rights:
At Finivo, we believe that true financial empowerment starts with giving you full control over your personal data. We are committed to transparency, accountability, and ensuring that you always know where you stand.
You have the right to request a copy of the personal data we hold about you, including transaction history, interaction records, and account details.
If any of your personal information is inaccurate or incomplete, you can request corrections at any time through your account settings or by contacting us directly.
You may request the permanent deletion of your data at any time. Once processed, your data will be securely erased from our systems, except where retention is required by law.
You can limit how your data is used—for example, choosing not to receive certain nudges or restricting analytics to core functionality only.
Upon request, we will provide your data in a structured, commonly used format so you can move it to another service if you choose.
If you previously consented to specific data uses (such as tailored reports), you can withdraw that consent at any time without affecting the overall service.
You can manage most of these rights directly within your Finivo account. For additional requests, please email us at finivoai@gmail.com. Our team will respond promptly, typically within 30 days.
Your data belongs to you. Finivo’s role is to safeguard it, respect your choices, and provide you with tools that enhance—not compromise—your financial freedom.